Important To Know About Car Titles

Your car may be one of the costliest assets you own. It is not only a prized commodity that helps you travel but can also help you arrange for instant cash by using it as security against a loan. Your car title establishes your ownership of your car. It is a crucial factor, whether you intend buying or selling your car, or pledging it as security to get a loan. These are some important features of a car title:

1. It is a record of ownership. The Department of Motor Vehicles (DMV) issues you a car title certificate as a legal record of ownership when you buy your car. Apart from your name and address, it also contains important information pertaining to your car, such as the brand, model, and date on which you bought it.

2. It has a unique VIN. Your car title will contain a unique VIN, or vehicle identification number that is also embossed in steel and attached to the dashboard or engine compartment of your car. While buying a second hand car, you should always check whether the number listed in your title certificate matches the one on your car.

3. It contains detailed history of your car. Your car title history contains information regarding your car. For instance, it lists details regarding the accidents your car has been through and covers details of compensation claims recovered by you from insurance companies. This is important information if you are considering buying a second hand car.

4. It is crucial for any transactions involving your car. The car title certificate is an important document that is required for transactions involving a car. As a buyer, it is important that you do not consider buying a car that does not have a proper ownership certificate. As the owner, if you lose your car title certificate, you can always apply to the DMV for a duplicate copy.

5. A vehicle title (or a car title) is a legal form. It establishes a person or business as the legal owner of a vehicle. Vehicle titles in the U.S. are issued by each states Department of Motor Vehicles (DMV.)
Identifying information about the vehicle includes the vehicles identification number (VIN#,) the manufacturer, year the vehicle was built and its shipping weight. In case of larger commercial trucks, they are often identified by their gross vehicle weight rating (GVWR.) The latter refers to the maximum weight capacity of the truck including the freight it carries.

The bottom line is all about money in the form of property taxes that each State charges for a title, a tag and a registration. In Florida it is based on the vehicle weight. The more it weighs the more you pay. Some States base the charges on the personal property value. That is why the year, the make and the model are important.

Vehicles that are, or were, financed also require documentation from the lien holder - the bank or finance company that did the financing.  Usually the DMVs will require that a lien release be included so that the title work can be processed. To get started fill out the online title application and briefly tell us your particular situation ("problem") in the comment box.

After completing our online title application, one of our experienced clerks will contact you with a quote and time frame to resolve whatever title problem you may have. We will proceed within minutes of receipt of payment and will get you your title as soon as it is possible.

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